Vault22 6.4.6

Vault22 offers integration with over 120 financial institutions, including prominent South African banks such as Absa, Capitec, FNB, Nedbank, Standard Bank, TymeBank, and Discovery Bank. These partnerships with reputable organizations like SC Ventures by Standard Chartered and Old Mutual enhance the reliability and scope of the platform, ensuring comprehensive connectivity within users' financial networks.

Operational Overview:

1. Enhance Your Financial Literacy: Vault22 employs interactive tools designed to guide users towards financial wellness. The platform features a tiered progression system—Rookie, Enthusiast, Competitor, Expert, and Elite—that reflects users' advancement in their financial management journey.
2. Consolidate Financial Data: Users can link multiple accounts—including bank accounts, credit cards, store cards, investments, loans, and rewards—from various South African institutions. This facilitates an aggregated view of one's net worth and financial growth over time.
3. Optimize Spending Habits: The platform provides detailed transaction analyses with filtering options, enabling users to gain insights into their spending patterns and make informed decisions about their expenditures.
4. Establish Realistic Budgets: Vault22 simplifies budgeting processes by allowing users to set spending limits, prioritize essential expenses, track monthly outgoings, and activate alerts to stay within set budgets.
5. Receive Tailored Financial Insights: The platform's Nudges feature offers personalized recommendations and observations on spending behavior relative to peer groups, supporting users in refining their financial practices.
6. Debt Management Strategies: Vault22 assists users in developing actionable plans to reduce debt effectively, transforming financial challenges into manageable objectives towards financial independence.

Security Protocols:

The platform emphasizes data protection through the implementation of bank-grade encryption standards. User information remains confidential and secure throughout its use on Vault22.

Currently serving over 2.2 million South African accounts, Vault22 is a trusted tool for individuals aiming to proactively manage their financial futures.

Additional Features include:

1. Simplified Statement Management: Automatic categorization and real-time updates of income and expenses eliminate manual tracking. Accessing transaction history is available free of charge.
2. Streamlined Tax Preparation: Export options allow users to transfer categorized financial data directly into Excel files, facilitating straightforward tax documentation.
3. User Support Services: The Vault22 support team is available weekdays from 9 AM to 5 PM via email or live chat for assistance with any inquiries or technical issues.